FAQs
Should I get a fixed rate or adjustable rate loan?
At Valores Latinos, we offer adjustable rate mortgages that can be a great option for some borrowers. With an adjustable rate mortgage, the interest rate can change over time based on market conditions, which can lead to lower payments in the short term. It is important to fully understand the risks and benefits of an adjustable rate mortgage, so please don't hesitate to contact us with any questions. We are here to help you make the best decision for your unique situation.
What is a sub-prime mortgage?
At Valores Latinos, we understand that securing a mortgage can be a challenge for some individuals. That's why we offer subprime loan solutions to help you achieve your homeownership goals. Our team is committed to working with you every step of the way to find a loan that meets your specific financial situation and helps you build a brighter future. Contact us today to learn more about our subprime loan options.
When should I refinance?
Considering refinancing your home loan but not sure when is the best time to do it? At Valores Latinos, we can help you determine the right time to refinance your home loan based on various factors such as your current interest rate, the length of time you plan to stay in your home, and your financial goals. Contact us today to schedule a consultation and discover your best options for refinancing your home loan.
Should I get a fixed rate or adjustable rate loan?
Deciding between a fixed rate and an adjustable rate mortgage depends on a variety of factors, including your financial goals, current income, and financial stability. A fixed rate mortgage ensures a stable, predictable monthly payment, while an adjustable rate mortgage can provide flexibility in payment amounts. Our experienced team can guide you through the decision-making process and help you choose the best option for your specific situation.